Static caravan insurance

If you are an owner of a static caravan holiday homes you should consider insurance to cover the caravan as well as the contents. There are two levels of insurance for your static caravan; the static caravan itself and the contents within the caravan.

Insuring the static caravan will cover against loss or damage to the static caravan itself. The insurance can extend to a new for old policies were the caravan can be replaced with a new model should it be damage to an extent which is beyond financial repair. If this is the case some insurance companies will replace the static caravan if it is under 20 years old. The age under which new for old applies will vary from policy to policy. Some companies will only offer new for old for caravans which are less than 10 years old. It is worth checking with the insurance company to determine their exact terms of policy.

The content can be insured under a general policy where by a value is given to the entire content. If you have individual items which are valuable the insurance can also be taken out against such items to given suitable cover.

Below are examples of cover:
Replace new for old
Alternative accommodation costs
Debris removal and resiting costs
Fixtures and fittings
Public Liability
Fatal Accident

Consideration should also be given to the excess which applies to the policy as this will vary from company to company. Also check the policy details to determine the new for old cover and additional cover offered.

When obtaining quotes ensure you receive at least three, the more quotes you obtain the more likely you are to achieve good value for money. Getting quotes online can be a quick and simple method to obtain multiple quotes.

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Renting your static caravan

It is common for static caravan owners to rent out their static caravan to generate additional income. The level of additional income will depend on the numbers of weeks per year for which the caravan is rented for.

One of the main considerations of renting out a static caravan is the cost of marketing the van to ensure adequate levels of booking. There are two main means of marketing. First, is to self promote the caravan to fulfil bookings. Secondly, the park operator will often market and rent your caravan for you. They will look after the entire process including organising bookings, payment, cleaning etc. The park operator will however take a commission percentage of the rent as their fee.

If you are marketing your caravan yourself there are several options:

Friends and Family – easy and reliable option
Word of mouth / repeat business – no marketing costs and simple
Local Press Advertising - cheap means of advertising
National Publications-eg Daltons Weekly
Own Website – technical and difficult to operate
National 3rd party websites – can be cost effective


In addition of the marketing, you will have to also deal with:

Advertising and Marketing
Dealing with enquires via phone or email
Collecting and chasing deposits
Collecting and chasing balances
Confirming bookings and terms and conditions
Dealing with issues as canceling of the horse
Cleaning and maintenance



The most cost effective form of direct marketing for owners is often friends and family as this requires no financial outlay. Many people also like this approach as these users tend to be reliable.

So caravan owners will opt for the park operator subletting their static caravan on their behalf, simply because it removes a lot of the work load associated with renting the caravan yourself.

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Caravans

Today, the caravan is a travel trailer or RV as known in the United States. The caravan is usually pulled behind a vehicle and is completely self sustaining. The modern caravan has working plumbing, beds, refrigerator and everything else needed to travel or camp in style. Camping has never been more fun. With the caravan you can travel and camp and still be comfortable.

If travelling in Europe the caravan is the way to see the country. There are parks to camp with your caravan all across Europe. In many cases, the caravan parks are located adjacent to public transit. This gives the traveller the opportunity to park and go enjoy the city where they are. Paris and London both have caravan parks such as this.

Even today the caravan is synonymous with comfort and security. When trekking with your caravan you also get to enjoy the company of other families camping in the same way. It is like an extended family. Everywhere you stop and camp with your caravan you will find friends.

You can find caravans in all price ranges and comfort levels. You can even find a small economical caravan that is a pop-up tent version. Caravans give you the opportunity to enjoy nature and good company but also be comfortable and warm.

Economically, caravans are the only way to go. You can typically find a place to park your caravan for $20 American. This low price will vary depending on where you are in the world. No matter where you are you will not find a place to stay cheaper and more fun. It is the only way to camp. So load up the caravan and we will meet you at the park.


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